So I signed up to Dwolla. The only reason is because Cashcrate wants you to reach silver status and receive a check before you're allowed to cashout with Paypal. Unless of course, you have a Dwolla account.
So then I find out that the only way to get money is from other Dwolla account holders (I don't know any) or through your bank. And the problem is? There doesn't seem to be very many stores accepting them. Maybe I'm looking in the wrong place?
UPDATE : Dwolla is now partnered with Shift to help those members who prefer to have a physical debit card on hand. They even let you choose what color you want your card to be. I chose purple :P